:root{--blue:#0758d8;--cyan:#10a9df;--navy:#071d49;--ink:#13213c;--muted:#64748b;--line:#e0e9f8;--bg:#f5f9ff;--white:#fff;--ok:#0f9d58;--warn:#e8a200;--bad:#d93025}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);font-family:Arial,"Noto Sans Devanagari",sans-serif;color:var(--ink);line-height:1.6}a{text-decoration:none;color:inherit}.wrap{width:min(1160px,92%);margin:auto}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav{display:flex;align-items:center;justify-content:space-between;gap:22px;min-height:82px}.brand img{display:block;width:130px;height:70px;object-fit:contain}.links{display:flex;align-items:center;gap:23px;font-size:14px;font-weight:700}.links a:hover,.links a.on{color:var(--blue)}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 19px;border-radius:9px;font-weight:700;border:1px solid var(--blue);background:var(--blue);color:#fff;cursor:pointer;font-size:15px;font-family:inherit}.btn:hover{filter:brightness(1.08)}.btn.alt{background:#fff;color:var(--blue)}.btn.sm{padding:7px 12px;font-size:13px}.btn.ok{background:var(--ok);border-color:var(--ok)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font-size:20px;cursor:pointer}
.eyebrow{display:inline-block;background:#e5f0ff;color:var(--blue);border-radius:30px;padding:6px 13px;font-size:12px;letter-spacing:1px;font-weight:800}
.section{padding:55px 0}.heading{text-align:center;max-width:720px;margin:0 auto 28px}.heading h2{font-size:32px;color:var(--navy);margin:0 0 8px}.heading p{margin:0;color:var(--muted)}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:17px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.card{background:#fff;border:1px solid var(--line);border-radius:15px;padding:24px;box-shadow:0 8px 25px #163c6b08}.card h3{margin:15px 0 7px;color:var(--navy)}.card p{color:var(--muted);font-size:14px}
.ico{width:51px;height:51px;display:grid;place-items:center;border-radius:13px;background:linear-gradient(135deg,var(--blue),var(--cyan));color:#fff;font-size:25px;font-weight:bold}
.more{color:var(--blue);font-weight:800;font-size:14px}
footer.site{background:#071d49;color:#dbe8ff;padding:27px 0;margin-top:55px}.foot{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}.foot img{width:110px;height:58px;object-fit:contain;background:#fff;border-radius:7px}.small{font-size:12px;color:#b7c9e6;margin-top:15px;border-top:1px solid #ffffff26;padding-top:14px}
:focus-visible{outline:3px solid #10a9df;outline-offset:2px}
@media(max-width:860px){.menu-btn{display:block}.links{display:none;position:absolute;left:0;right:0;top:82px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start;padding:16px 4%;gap:14px}.links.open{display:flex}.nav>.btn{display:none}.grid3,.grid4{grid-template-columns:1fr 1fr}.grid2{grid-template-columns:1fr}}
@media(max-width:540px){.grid3,.grid4{grid-template-columns:1fr}.brand img{width:100px;height:55px}.heading h2{font-size:27px}.section{padding:40px 0}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.dd{position:relative}.dd>button{background:none;border:0;font:inherit;font-weight:700;font-size:14px;color:inherit;cursor:pointer;padding:0;display:flex;align-items:center;gap:5px}.dd>button:hover,.dd.open>button,.dd>button.on{color:var(--blue)}.dd>button:after{content:'▾';font-size:12px;transition:transform .15s}.dd.open>button:after{transform:rotate(180deg)}
.dd-menu{display:none;position:absolute;top:calc(100% + 14px);left:-12px;min-width:250px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 14px 40px #0b3c821f;padding:8px;z-index:30}.dd.open .dd-menu{display:block}
.dd-menu a{display:block;padding:10px 12px;border-radius:8px;font-weight:700;font-size:14px;color:var(--navy)}.dd-menu a small{display:block;font-weight:400;font-size:12px;color:var(--muted)}.dd-menu a:hover,.dd-menu a.on{background:#eef4ff;color:var(--blue)}
@media(max-width:860px){.dd{width:100%}.dd-menu{position:static;box-shadow:none;border:0;border-left:3px solid var(--line);border-radius:0;margin:8px 0 0 4px;padding:0 0 0 8px;min-width:0}}